Bankruptcy and Centrelink Debts

What happens to my Centrelink debts if I go bankrupt? As a general rule we have always told our potential clients not to count on having your Centrelink debt written off when you declare bankruptcy, however it seems more and more this is not the case. In most cases it has been our experience that…

What happens to my Centrelink debts if I go bankrupt? As a general rule we have always told our potential clients not to count on having your Centrelink debt written off when you declare bankruptcy, however it seems more and more this is not the case. In most cases it has been our experience that…

What happens to my Centrelink debts if I go bankrupt? As a general rule we have always told our potential clients not to count on having your Centrelink debt written off when you declare bankruptcy, however it seems more and more this is not the case. In most cases it has been our experience that…

Read more..

Top 5 Tips on How to Declare Bankruptcy in Australia

Most Australian’s have only really considered bankruptcy when playing a game of Monopoly with their buddies! Despite this, there are an estimated 13,000 people that file for bankruptcy every year in Australia. It’s astonishing how easily people can go from experiencing a healthy financial position to facing a mountain of debt. In many cases, circumstances…

Most Australian’s have only really considered bankruptcy when playing a game of Monopoly with their buddies! Despite this, there are an estimated 13,000 people that file for bankruptcy every year in Australia. It’s astonishing how easily people can go from experiencing a healthy financial position to facing a mountain of debt. In many cases, circumstances…

Most Australian’s have only really considered bankruptcy when playing a game of Monopoly with their buddies! Despite this, there are an estimated 13,000 people that file for bankruptcy every year in Australia. It’s astonishing how easily people can go from experiencing a healthy financial position to facing a mountain of debt. In many cases, circumstances…

Read more..

Top 3 Causes of Personal Bankruptcy in Australia

Nobody likes to think about bankruptcy, which is easy to understand since bankruptcy will influence your financial circumstance for several years to come. This may be one of the reasons why lots of people don’t look for financial help in times of need, because they are under the typical misunderstanding that bankruptcy is the only…

Nobody likes to think about bankruptcy, which is easy to understand since bankruptcy will influence your financial circumstance for several years to come. This may be one of the reasons why lots of people don’t look for financial help in times of need, because they are under the typical misunderstanding that bankruptcy is the only…

Nobody likes to think about bankruptcy, which is easy to understand since bankruptcy will influence your financial circumstance for several years to come. This may be one of the reasons why lots of people don’t look for financial help in times of need, because they are under the typical misunderstanding that bankruptcy is the only…

Read more..

The Difference Between Good Debt and Bad Debt – What You Need To Know

For many Australian adults, debt is a part of our day-to-day lives. Regardless if you would like to further your skills by obtaining a degree, invest in a property for your family, or buy a vehicle so your family has transport, securing a loan is very common simply because we don’t have enough money to…

For many Australian adults, debt is a part of our day-to-day lives. Regardless if you would like to further your skills by obtaining a degree, invest in a property for your family, or buy a vehicle so your family has transport, securing a loan is very common simply because we don’t have enough money to…

For many Australian adults, debt is a part of our day-to-day lives. Regardless if you would like to further your skills by obtaining a degree, invest in a property for your family, or buy a vehicle so your family has transport, securing a loan is very common simply because we don’t have enough money to…

Read more..

Best Ways to Improve a Bad Credit Report

Whether we understand it or not, our credit report has a significant impact on our lives. It’s sort of like our health; we don’t appreciate good health until we lose it. Most people don’t even learn that they have a bad credit report until they apply for a line of credit and it’s rejected. It…

Whether we understand it or not, our credit report has a significant impact on our lives. It’s sort of like our health; we don’t appreciate good health until we lose it. Most people don’t even learn that they have a bad credit report until they apply for a line of credit and it’s rejected. It…

Whether we understand it or not, our credit report has a significant impact on our lives. It’s sort of like our health; we don’t appreciate good health until we lose it. Most people don’t even learn that they have a bad credit report until they apply for a line of credit and it’s rejected. It…

Read more..

Weddings On A Budget – The Best Ways To Save Money When Getting Hitched

Most of us have a fair understanding that weddings can be a costly pursuit, but do you actually understand how much the average wedding costs in Australia? Slightly over $36,000, according to Australia’s Money Smart website. And that was in 2012! Today, it’s probably somewhere around the $50,000 mark. I suppose if you have well-off…

Most of us have a fair understanding that weddings can be a costly pursuit, but do you actually understand how much the average wedding costs in Australia? Slightly over $36,000, according to Australia’s Money Smart website. And that was in 2012! Today, it’s probably somewhere around the $50,000 mark. I suppose if you have well-off…

Most of us have a fair understanding that weddings can be a costly pursuit, but do you actually understand how much the average wedding costs in Australia? Slightly over $36,000, according to Australia’s Money Smart website. And that was in 2012! Today, it’s probably somewhere around the $50,000 mark. I suppose if you have well-off…

Read more..

Personal Finance Tips – Financial Goals In Your 30’s.

There’s no doubt that hitting your 30’s is a considerable milestone for everybody. Whilst some of us may have bought a house, started a family, or even begun a new career, this decade of our life has a serious financial impact for your future. For many people, our financial obligations have more than likely grown…

There’s no doubt that hitting your 30’s is a considerable milestone for everybody. Whilst some of us may have bought a house, started a family, or even begun a new career, this decade of our life has a serious financial impact for your future. For many people, our financial obligations have more than likely grown…

There’s no doubt that hitting your 30’s is a considerable milestone for everybody. Whilst some of us may have bought a house, started a family, or even begun a new career, this decade of our life has a serious financial impact for your future. For many people, our financial obligations have more than likely grown…

Read more..

Personal Finance Tips – Finance Goals For Your 20’s.

There’s no doubt that your 20’s is a very important period of your life. There’s a timid but exhilarating feeling about becoming an adult, moving out of home, and being financially independent. Regardless of whether you launched a career, a university degree, or spent time traveling abroad and gaining life experience, your 20’s is a…

There’s no doubt that your 20’s is a very important period of your life. There’s a timid but exhilarating feeling about becoming an adult, moving out of home, and being financially independent. Regardless of whether you launched a career, a university degree, or spent time traveling abroad and gaining life experience, your 20’s is a…

There’s no doubt that your 20’s is a very important period of your life. There’s a timid but exhilarating feeling about becoming an adult, moving out of home, and being financially independent. Regardless of whether you launched a career, a university degree, or spent time traveling abroad and gaining life experience, your 20’s is a…

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How To Save Money On Food

All of us experience periods in life where money is tight. Thankfully for us, there are various expenses that we can easily eliminate, like cable TV, gym memberships, and eating out at restaurants. Despite this, there are other expenditures that we simply can’t avoid. Debt repayments, rent and school tuition are just a few of…

All of us experience periods in life where money is tight. Thankfully for us, there are various expenses that we can easily eliminate, like cable TV, gym memberships, and eating out at restaurants. Despite this, there are other expenditures that we simply can’t avoid. Debt repayments, rent and school tuition are just a few of…

All of us experience periods in life where money is tight. Thankfully for us, there are various expenses that we can easily eliminate, like cable TV, gym memberships, and eating out at restaurants. Despite this, there are other expenditures that we simply can’t avoid. Debt repayments, rent and school tuition are just a few of…

Read more..

Leading Ways To Save Money And Enhance Your Life

In today times, saving money is a goal that every person wants to achieve, though commonly it can be a complicated task for many individuals. Rent, bills, food, and everyday essentials accumulate quickly, leaving most households with little to no savings. Being able to save money and enhance your life seems to be a paradox,…

In today times, saving money is a goal that every person wants to achieve, though commonly it can be a complicated task for many individuals. Rent, bills, food, and everyday essentials accumulate quickly, leaving most households with little to no savings. Being able to save money and enhance your life seems to be a paradox,…

In today times, saving money is a goal that every person wants to achieve, though commonly it can be a complicated task for many individuals. Rent, bills, food, and everyday essentials accumulate quickly, leaving most households with little to no savings. Being able to save money and enhance your life seems to be a paradox,…

Read more..